CPP Overpayment | EI Overpayment

Sometimes, you may pay more than the maximum amount of CPP (Canada Pension Plan) or QPP (Quebec Pension Plan) and EI (Employment Insurance) premiums for the year. This can happen when you have changed your job during the year. When you start a new job, CPP / EI premiums are calculated without regarding CPP / EI paid at your previous job, so it is possible to pay more than the CPP and EI maximum for the year. (Check out CPP / EI Maximum for the year.)

New HST for Ontario & British Columbia, Effective July 1, 2010

New HST for Ontario & British Columbia, Effective July 1, 2010

The provinces of Ontario and British Columbia have each enacted legislation to implement the harmonized sales tax (HST), which will come into effect beginning July 1, 2010 and will be administered by the Canada Revenue Agency.

RRSP Deadline 2012

RRSP Deadline 2012 for 2011 RRSP Contribution

RRSP Contribution Deadline for 2011 Tax Year: February 29, 2012

Your RRSP deadline for contributing to your RRSP for the 2011 tax year has to be before February 29, 2012.

The maximum RRSP contribution limit for 2011 is $22,450. However, if you did not use all of your RRSP contribution limit for the years 1991-2009, you can carry forward the unused amount to 2011. Therefore, your RRSP contribution limit for 2011 may be more than $22,450.

RRSP Deadline 2011 for 2010 RRSP Contribution

RRSP Deadline 2011 for 2010 RRSP Contribution

RRSP Contribution Deadline for 2010 Tax Year: March 01, 2011

Your RRSP deadline for contributing to your RRSP for the 2010 tax year has to be before March 01, 2011.

The maximum RRSP contribution limit for 2010 is $22,000. However, if you did not use all of your RRSP contribution limit for the years 1991-2009, you can carry forward the unused amount to 2010. Therefore, your RRSP contribution limit for 2010 may be more than $22,000.

RRSP Deadline 2010 for 2009 RRSP Contribution

RRSP Deadline 2010 for 2009 RRSP Contribution

RRSP Contribution Deadline for 2009 Tax Year: March 01, 2010

Your RRSP deadline for contributing to your RRSP for the 2009 tax year has to be before March 02, 2010.

The maximum RRSP contribution limit for 2009 is $21,000. However, if you did not use all of your RRSP contribution limit for the years 1991-2009, you can carry forward the unused amount to 2009. Therefore, your RRSP contribution limit for 2009 may be more than $21,000.


2009 RRSP Tax Savings Calculator Canada

RRSP Tax Savings Calculator Canada for the Year 2009

Calculate the tax savings your 2009 RRSP (Registered Retirement Saving Plan) contribution generates in each province and territory.

2009 RRSP tax savings calculator will estimate your RRSP tax savings based on your RRSP contribution amount and income level for the year 2009. Be sure to enter your RRSP over contribution amount, if any.

Click Here to Use 2009 RRSP Tax Savings Calculator!


RRSP Contribution Amount for the Year 2009: $
RRSP Over Contribution Amount (if any): $
Your Income Tax Range for the Year 2009:
Province of Residence:
Your 2009 RRSP Tax Savings: Click Here to Use 2009 RRSP Tax Savings Calculator.

* Assumes RRSP contribution amount is fully deductible.

2009 Income Tax Rates Canada | Canadian Personal Income Tax Rates

2009 Income Tax Rates Canada | Canadian Personal Income Tax Rates

  • Federal Income Tax Rates for 2009
  • Provincial Income Tax Rates for 2009

  • Federal Income Tax Rates for 2009:
    • 15% on the first $38,832 of taxable income, +
    • 22% on the next $38,832 of taxable income (on the portion of taxable income between $38,832 and $77,664), +
    • 26% on the next $48,600 of taxable income (on the portion of taxable income between $77,664 and $126,264), +
    • 29% of taxable income over $120,887.

    2009 RRSP Contribution | RRSP Deduction Limit | RRSP Deadline

    2009 RRSP (Registered Retirement Saving Plan) Canada

    RRSP Contribution Deadline for 2009 Tax Year: March 01, 2010!

    RRSP Contribution Limit for the Year 2009 | RRSP Over-Contributions | RRSP Deduction Limit for the Year 2009 | RRSP_Withdrawals | RRSP Terms